While providing fast funding, Downs Financial still makes sure loan applications receive the personal attention they deserve, with mortgage specialists on hand to review each submission. It may be the norm for a San Francisco mortgage company to focus on credit score during this process, but the experts at Downs Financial consider the entire financial picture, knowing good borrowers often don't have the luxury of a spotless record. With nearly a decade of making home buyers' dreams come true, Downs Financial specializes in competitive "bad-credit" loans with optimal interest rates.

Of course, Downs Financial doesn't only service borrowers with marked credit. Downs Financial's experience as a San Francisco mortgage company means it's offered a wide range of loans for years--spanning from five-figure loans to multi-million dollar lending. Downs Financial can offer prospective borrowers fixed-rate loans or adjustable mortgage loans (ARMs) at generally lower costs as well, due to its direct lending practices. Without the exorbitant fees of a San Francisco mortgage broker, up-front costs to the borrower can be minimized.

Advantages to an Online San Francisco Mortgage Company
Whether borrowers are seeking a San Francisco mortgage company for a first-time home purchase or simply to free up cash through a refinance, Downs Financial offers some of the most competitive loans available online. Would-be borrowers can take advantage of Downs Financial's free online mortgage calculator to quickly compare their loan options. With a fast and easy paperless application process, Downs Financial ensures that loan approval is streamlined, even offering pre-approval in 15 minutes so that borrowers can househunt with confidence.